does advance medical directive impact insurance?

 

a reader's letter, loon chee how was published in the straits times on February 14, 2015 in which was asked, if an advance medical directive would affect his insurance policies.

according to mr loon, the insurance companies did not seem to have knowledge of the AMD Act. instead, there was a standard answer given which was;

"The only response I received from one of them was the standard one: That the company would assess every insurance claim on its merit and on reports from the doctors. This is a very generalised and evasive reply."

chee how also wanted to know whether the insurance companies accept that an AMD death is not "unnatural" or "premature" and or what insurance policies are not affected by the AMD.

Ms Lim Bee Khim, durector, corporate communications of the MOH's response was published in The Straits Times on Feb 19, 2015 in which she states:

that the making of an AMD shall not affect the sale, procurement or issuance of an insurance policy. More on this found at:

https://www.moh.gov.sg/amd

ms lim further states that the AMD Act does not authorise any act that causes or accelerates death from the natural cause.

The AMD Act states that the making of an AMD shall not affect the sale, procurement or issuance of an insurance policy. More details are available at the MOH website (https://www.moh.gov.sg/amd). - See more at: http://www.straitstimes.com/archive/friday/premium/forum-letters/story/advance-medical-directive-insurance-not-affected-20150219#sthash.XAPUSg7d.dpuf

Lim Bee Khim (Ms)
Director
Corporate Communications
Ministry of Health
- See more at: http://www.straitstimes.com/archive/friday/premium/forum-letters/story/advance-medical-directive-insurance-not-affected-20150219#sthash.XAPUSg7d.dpuf

Lim Bee Khim (Ms)
Director
Corporate Communications
Ministry of Health
- See more at: http://www.straitstimes.com/archive/friday/premium/forum-letters/story/advance-medical-directive-insurance-not-affected-20150219#sthash.XAPUSg7d.dpuf

Lim Bee Khim (Ms)
Director
Corporate Communications
Ministry of Health
- See more at: http://www.straitstimes.com/archive/friday/premium/forum-letters/story/advance-medical-directive-insurance-not-affected-20150219#sthash.XAPUSg7d.dpuf

Lim Bee Khim (Ms)
Director
Corporate Communications
Ministry of Health
- See more at: http://www.straitstimes.com/archive/friday/premium/forum-letters/story/advance-medical-directive-insurance-not-affected-20150219#sthash.XAPUSg7d.dpuf

Lim Bee Khim (Ms)
Director
Corporate Communications
Ministry of Health
- See more at: http://www.straitstimes.com/archive/friday/premium/forum-letters/story/advance-medical-directive-insurance-not-affected-20150219#sthash.XAPUSg7d.dpufV